Key Takeaways:

• Cheap car insurance for military members can be found at companies that don’t offer veteran-specific discounts, so make sure you research to get a product for your needs.
• The cheapest liability insurance can be found at USAA.
• The cheapest full coverage insurance can also be found at USAA. 

Want to know where to get some cheap car insurance for military members?

Here we’ll show you 12 great choices to help save you hundreds per month.

From smaller branches like Erie to big known national carriers like USAA.

Let’s take a look and start saving you money.

Best Car Insurance For Veterans (12 Money Saving Choices)

1. USAA

Liability: $37 Monthly

Full Coverage: $99 Monthly

Discounts:

• Clean Driving Record
• Loyal Member
• Family Discount
• Storing a car on a military instillation
• And more

If you’re a military member, you’ve heard of USAA and know their top-notch car insurance. But you may need to learn that it’s also very affordable. On average, members saved $725 per year on their annual premium by switching to USAA Auto Insurance. Also, there are many ways to lower your premium even more. Such as a 10% family discount if you carry over coverage from your parents.

So if you’re a veteran trying to save money on car insurance, look no further than USAA. Their coverage is unbeatable, and their rates are very reasonable. So why wait? Get a quote from USAA today and see how much you could save.

2. Farm Bureau Insurance

Liability: $40 Monthly

Full Coverage: $132 Monthly

Discounts: Varies (Call customer support for availability)

Even though there is no steadfast military discount, Farm Bureau has some of the most competitive rates in the market. Farm Bureau has various coverage options, so you can tailor your policy to fit your needs.

Farm Bureau is also known for its quick response time to claims. So, if you’re in an accident, you can rest assured knowing that help is on the way. Plus, with 24/7 customer support, you can always reach someone if you need to file a claim or have any questions about your coverage.

3. Auto Owners

Liability: $41 Monthly

Full Coverage: $133 Monthly

Discounts: 

• Multi-policy
• Multi-Car
• Paid-in-Full Discount
• Paperless Billing Discount
• And More

Even though they only operate in 26 states, you should still try Auto Owners and take advantage of their excellent prices. One cool aspect they have is the Purchase price guarantee, so it’s already covered when you drive your car off the dealer lot. So if you live in one of their operating states and are looking for car insurance, give them a call! You may be pleasantly surprised.

4. Erie

Liability: $43 Monthly

Full Coverage: $116 Monthly

Discounts: 

• Safe Driver
• Young Drivers
• Reduced Usage Discount
• Multi-Car
• And More

Another one is only offered in certain states (12 to be exact), but the prices are hard to beat! Erie car insurance provides a nice variety of discounts- so if you’re looking for cheap car insurance and you’re a vet, Erie is worth checking out. With over 13,000 agents working for you, it’s easy to find the perfect coverage. On top of that, you could save 20% by combining multiple policies. There may be differences by state, but it’s worth looking into!

5. State Farm

Liability: $45 Monthly

Full Coverage: $110 Monthly

Discounts: 

• Steer Clear Discount (New driver under 25)
• Defensive Driving Course Discount
• Good Driver Discount
• Anti-Theft Discount
• And More

You’ve probably heard of State Farm, but did you know they’re one of the best car insurance companies for veterans? That’s right – State Farm offers a whole bunch of coverage options, from rental cars to auto insurance for teen drivers and more. With plenty of ways to save, State Farm can help your budget.

Some of the discounts that State Farm offers include the Steer Clear Discount (for new drivers under the age of 25), the Defensive Driving Course Discount, the Good Driver Discount, and the Anti-Theft Discount. Plus, there are many more.

So if you’re looking for a great car insurance company that offers numerous discounts, look no further than State Farm.

6. American Family

Liability: $54 Monthly

Full Coverage: $147 Monthly

Discounts: 

• Early Bird Discount
• Steer Into Savings Discount
• Low Mileage Discount
• Defensive Driver Discount
• And More

American Family on has much more coverage than the last one with 44 states. They have many different car insurance options and are always trying to help you save money. You can get a quote seven days before your policy is set to go into effect to see if you can save money. In addition, they offer many discounts like the Early Bird Discount, Steer Into Savings Discount, Low Mileage Discount, and Defensive Driver Discount. You will surely find a way to save with this car insurance company.

7. Geico

Liability: $54 Monthly

Full Coverage: $147 Monthly

Discounts: 

• Military Discount
• Emergency Deployment Discount
• New Vehicle Discount
• Daytime Running Lights
• And More

And the powerhouse Geico! They are the second-largest car insurance company in the United States. Geico offers veterans discounts and other car insurance options that may better fit your needs. You can get a quote online in minutes and find out how much you could be saving. For basic liability coverage, Geico car insurance starts as low as $54 per month.

Do yourself a favor and get a quote from Geico today! You may be surprised at how much you could save on your car insurance.

8. Progressive

Liability: $75 Monthly

Full Coverage: $170 Monthly

Discounts: 

• Bundle
• Safe Driver
• Competitor Price Matching
• Auto Pay Discount
• And More

Progressive has auto and motorcycle insurance policies that are great for veterans. The company offers decent customer service and a range of features and discounts. Progressive is a great choice for drivers involved in a car accident or anyone who wants to be rewarded for their excellent driving habits. Military members and active duty personnel can take advantage of the company’s auto insurance discounts.

9. All State

Liability: $77 Monthly

Full Coverage: $197 Monthly

Discounts: 

• New Car Discount
• Anti-lock Brake Discount
• Early Signing Discount
• Smart Student Discount
• And More

Allstate is one of the leading auto insurance providers in the United States. The company offers a variety of discounts and features to its policyholders and generally has well-regarded customer service. In addition, it provides several discounts to military members and veterans, including a new car discount, an anti-lock brake discount, and an early signing discount. The company also offers a smart student discount for students who maintain good grades.

Allstate is an excellent choice for military members and veterans looking for a reliable and affordable auto insurance provider. The company’s discounts and features make it a great value for your money.

10. Nationwide

Liability: $77 Monthly

Full Coverage: $178 Monthly

Discounts: 

• Smart Ride Discount
• Smart Miles Discount
• Anti Theft Discount
• Accident-Free
• And More

We all know the jungle, “Nationwide is on your side.” But what does that mean for military members? You’re in good hands with Nationwide auto insurance. With a long history of service, the company offers auto insurance at a competitive price with plenty of discounts for military members to enjoy.

Nationwide auto insurance policies offer many options for military members, including liability, full coverage, and discounts on things like Smart Ride and Smart Miles. You can also get a discount for having an accident-free history. Nationwide auto insurance is an excellent option for service members looking for a good deal on their car insurance.

11. Farmers

Liability: $81 Monthly

Full Coverage: $210 Monthly

Discounts: 

• Good Payer Discount
• E-policy
• Bundle
• Driver Your Car Longer
• And More

Get an auto insurance quote from Farmers Insurance. They’re dedicated to providing military members and veterans with the best coverage and service possible. For example, if you happen to be driving the same car for longer than most, you could qualify for their “Driver Your Car Longer” discount. You could also receive a “Good Payer Discount” if you maintain continuous auto-payments with your insurance coverage. Be sure to ask your agent about all available discounts. You could save big on your auto insurance premiums!

12. Travelers

Liability: $87 Monthly

Full Coverage: $180 Monthly

Discounts: 

• Hybrid/Electric Discount
• Home Ownership Discount
• Student Away At School Discount
• Driver Training Discount
• And More

And last but not least, we have Travelers. Travelers can be a great option for active duty military and veterans. The company offers discounts for qualifying drivers, making the rates more affordable. For example, you could get a hybrid/electric discount if you are a Tesla owner. You could get a driver training discount if you’re a student away at school. And if you’re a homeowner, you could also get a deal. There are plenty of other discounts, so active duty military personnel and veterans should check out Travelers.

FAQ

Do military members get cheaper car insurance?

Many car insurance companies offer discounts to military members and veterans. Some typical discounts include a new car discount, an anti-lock brake discount, and an early signing discount. It’s good to review multiple insurance products from auto insurance companies to help you find the best price for your unique needs.

What car insurance has military discount?

As of 2022, USAA, AFI, GEICO, Liberty Mutual, and Farmers Insurance all offer military discounts.

Is USAA insurance cheaper for the military?

USAA is cheaper for active duty military and veterans because the company offers discounts to policyholders. They are also one of the only companies providing car insurance quotes with discounts and reasonable rates for emergency deployment.

Is GEICO or USAA better for military?

GEICO and USAA are good choices for active duty military families and veterans. Both companies offer discounts on military car insurance, and features make it a great value for your money.

Is USAA still only for military?

USAA is open to all active duty military veterans and their family members. They offer some of the best military car insurance, special discounts, and coverage types to military service members. They even work with members of the military who have poor credit to help them get cheap rates and the most comprehensive coverage available.

Summary

Now that you know about some of the best cheap car insurance for military members, it’s time to go out and save money! USAA, Erie, and Farm Bureau Insurance are great options, but plenty of other companies offer discounts for those who serve our country. So do your research and find the company that provides the best rates for you. Congratulations on making your way through this quick little guide – now go get a cheaper rate on your car insurance policy!

Related Articles:

• 9 Best Budget Apps For Military Members (Some Free!)
• 19 Cable Alternatives For Military Members (Warning: Remarkable Savings!) 
• 18 Easy Ways To Save On Military Child Care

What cheap car insurance for military members will you purchase? Please tell us below!